Patients are encouraged to pay balances in full, interest free, within 6 months after the account balance becomes their responsibility (when all insurance benefits are exhausted).
Interest Loans or extended payment plans are available to all patients who are unable to pay within 6 months. Interest will likely be assessed to these accounts depending on the financial condition of the patient and the length of the financing period. Interest is assessed based upon Oregon statue ORS 82.010.
All patients that are established on loans must meet the criteria as outlined in the Patient Loan Policy (#200).
Balances without acceptable arrangements become eligible for bad debt 120+ days from discharge or the date that the remaining balance becomes the patient/guarantor responsibility.
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